Win Roulette Every Time with Employer Match

If your employer offers a match to your 401k/403b or equivalent, you should be taking advantage of this FREE MONEY. Imagine you are playing the game of roulette at a casino that is guaranteed to land on black every time. Would you place a bet on black? I don’t know about you, but I would …

10 Ways to Reduce Your Expenses and Gain $200k or More

Becoming financially independent can be a slow process, taking many years to achieve. Simply lowering your expenses, allowing you to save more money and increasing your savings rate, will help you retire even earlier. If you reduce your expenses you can retire years earlier! Let’s say you currently save $2,000 per month. You make a …

How to Calculate Your Savings Rate & Help You FIRE Sooner

Your savings rate is a very important aspect of FIRE. The more money you save, the less you spend, and the faster you retire and become financially independent. With the below simple formula, you can calculate your savings rate too! The Simple Math Savings Rate = Savings/(Gross Income – Taxes) I will calculate my savings …

FIRE Mental State to go Along with Your Savings Rate – Financial Independence, Retire Early

For many, saving for FIRE is a slow journey. For me, my goal is to be FIREd in 8-12 years. If your outlook for FIRE is many years away, how do you stay focused on your goal? FIRE is not a financial diet, it’s a lifestyle change The key for me, is making FIRE my …